Your financial data belongs to you
RupeeTrail reads the bank, card, and UPI alerts you already get and turns them into tidy expense entries — without a single tap of typing, and without your data ever leaving your phone.
Private by design
Most finance apps ask you to upload your statements to their servers. RupeeTrail does the opposite: there is no server, no account, and nothing to upload. Your money stays your business.
Everything stays on your phone
Transactions, budgets, goals, and settings live in a private database on your device. We don't operate a server that can receive them, so we can't see, sell, or lose your data.
Encrypted and lockable
The on-device database is encrypted with SQLCipher and a hardware-backed key. Add an optional app lock — fingerprint, face, or PIN — so only you can open it.
It reads alerts, not your inbox
RupeeTrail works from notification alerts only, with your explicit permission. It never asks for SMS access, and it ignores OTPs, promos, and anything that isn't a real transaction.
Designed for clarity, built for speed.
A few of the screens you'll use every day — capture, categorise, and stay on budget without leaving your phone.
Three steps, then it runs itself.
Set up once. After that, RupeeTrail quietly keeps your ledger current in the background.
Grant notification access
A guided, one-time setup explains exactly what's read and why — before you approve anything. You stay in control and can revoke it anytime.
Pay like you always do
UPI, credit card, debit card, or netbanking. The moment your bank's alert arrives, RupeeTrail extracts the amount, merchant, date, and direction on-device.
Confirm the category
Captured spends land in a review queue with the details pre-filled — just pick a category, or let high-confidence captures auto-confirm. Cash? Add it in seconds.
A full money picture, captured automatically.
RupeeTrail isn't just capture. It's budgets, goals, reports, and recurring bills — all working from the same private, on-device ledger.
Automatic capture
A universal parser reads debit, credit, card, UPI, ATM, wallet, and autopay alerts across banks — no waiting for bank-specific updates.
Smart review queue
Captured transactions wait for a one-tap confirm. Duplicates from SMS-plus-push are merged, and OTPs and failed payments never get in.
Manual entry & refunds
Log cash in a couple of taps, track income, and mark a refund linked to its original expense so your totals always reconcile.
Reports & insights
Spending trends, cash-flow vs last period, an interactive category donut, top merchants, and smart highlights — for any date range.
Budgets that roll over
Set per-category limits by week, month, or year. Watch live spend bars and let an unspent balance carry into next period.
Savings goals
Set a target and a date, log contributions, and see a projected finish line with an on-track signal that nudges you early.
Recurring & categories
Rent, salary, and subscriptions appear on schedule automatically. Organise with custom categories, a 50-icon catalogue, and favourites.
Accounts & widget
Track per-account balances for banks, cards, and wallets, and add a spend from your home screen with the quick-add widget.
You own your data
Export to CSV, make a passphrase-encrypted backup you control, restore on a new phone, or erase everything in one tap.
Start free. Unlock for ₹249/year.
Full access for 30 days — no card, no sign-up, no limits. Then a simple annual subscription keeps you current.
Free 30-day trial, then ₹249/year. Cancel anytime in Google Play.
- Automatic capture from bank & UPI alerts
- Budgets with rollover, savings goals & advanced reports
- Recurring transactions & quick-add widget
- Encrypted backup, CSV export, restore
- Fully on-device & encrypted — no ads, no account
If you choose not to subscribe after the trial, your data stays safe and readable. You can still view all transactions, reports, and budgets, export to CSV, and create encrypted backups — always. Adding new transactions, confirming captured notifications, creating budgets, categories, or recurring entries requires an active subscription.
Your money, finally accounted for.
Install RupeeTrail and try every feature free for 30 days — then ₹249/year. No account, no risk.